Ready for swimwear that keeps things covered while you soak up the fun? These ten Amazon-loved modest bikinis balance confidence, comfort, and style. Every set below carries at least a 4.3-star average with 200+ reviews and leans into features like high necklines, rash-guard sleeves, and full-coverage bottoms. Let’s dive in.
Daci Women’s Long-Sleeve Rash Guard Bikini Set
With UPF-50 fabric, a zip-front high-neck top, and boy-short bottoms, this set is built for serious sun time while keeping everything securely in place. Thousands of reviewers praise the stretchy feel and quick-dry performance.
- ✓ High neckline coverage
- ✓ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✓ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✓ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 7/10
Hanna Nikole Plus-Size Long-Sleeve Rash Guard Set
Designed for curvier figures, this UPF-rated duo teams a zip-front swim shirt with matching shorts for confident surf sessions and beach walks. Reviewers love the stay-put fit in larger bust and hip sizes.
- ✓ High neckline coverage
- ✓ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✓ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✓ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 7/10
YATEEN Long-Sleeve Sun-Protection Rash Guard Set
Boasting more than 3,000 glowing ratings, YATEEN’s two-piece brings high-neck, zip-up coverage and UPF-50 fabric for beach days that last from sunrise to sunset.
- ✓ High neckline coverage
- ✓ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✓ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 6/10
Tempt Me 3-Piece Modest Bikini Set
This clever trio includes a sporty swim tank, supportive bra top, and mid-thigh shorts, letting you mix coverage on the fly. Over 300 reviewers salute its comfy stretch and tummy-friendly fit.
- ✓ High neckline coverage
- ✓ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✓ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✓ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 6/10
BeautyIn High-Neck Cross-Back Bikini Set
The halter high-neck top plus full-coverage bottoms keep everything tucked while bright prints add fun. Shoppers love the budget-friendly price and 3,000+ rave ratings.
- ✓ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 5/10
Balasami Cut-Out High-Neck Crop Bikini Set
Balasami’s sporty crop top delivers chest coverage without feeling heavy, and the tie-front detail lets you tweak the fit on busy beach days. Over 1,700 reviewers agree it stays put during laps.
- ✓ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✓ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 5/10
CharmLeaks Sporty High-Waist Bikini Set with Pockets
If you like stashing keys or lip balm, this pocket-equipped bikini is a winner. Reviewers note tummy-smoothing coverage and athletic styling.
- ✗ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✓ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 4/10
Blooming Jelly Retro High-Waisted Bikini Set
InStyle calls this retro two-piece “supportive yet totally cute,” and more than 6,000 five-star shoppers back that up.
- ✗ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 4/10
Cupshe Twist-Front High-Waist Bikini Set
A perennial Amazon best-seller, this twist-front top paired with high-waist bottoms wins kudos for its comfy fit and endless color options.
- ✗ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 4/10
BMJL Color-Block High-Waisted Bikini Set
Contrasting panels create a sporty look while the full-coverage bottoms keep movement worry-free. It sits among InStyle’s favorite under-$45 swimsuits.
- ✗ High neckline coverage
- ✗ Elbow-length or long sleeves
- ✗ Knee-length skirt or longer hemline
- ✓ Opaque, quick-dry fabric
- ✗ Built-in shorts or leggings
- ✓ Four-way stretch comfort
- ✗ UPF sun protection
- ✗ Adjustable drawstring or tie waist
- ✗ Secure hidden pockets
- ✓ Chlorine-resistant material
Overall score: 4/10
Find Similar Modest Products Online
Modest Bathers Modest Beach Wear Modest Activewear Modest Athletic Skirts
Browse Our Best Modest Clothing Guides
Affiliate Disclosure: "As an Amazon Associate I earn from qualifying purchases made from links in this post. We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com."